How to Reapply 1. Complete the Free Application for Federal Student Aid (FAFSA). The FAFSA is updated every year by the U.S. Department of Education and is available for the upcoming academic year after January 1.
Federal Unsubsidized Stafford Loan Federal Unsubsidized Stafford Loans are federal loans available to degree-seeking graduate students enrolled at least half-time. Half-time is defined as 3 credit hours for graduate and doctoral students.
Federal Graduate PLUS Loan Depending upon the cost of their academic program, graduate or doctoral students may need additional loan funds beyond the Federal Unsubsidized Stafford Loan. For these students, the Federal Graduate PLUS Loan may be an available option.
Alternative/Private Loans Alternative/private student loans are outside funds borrowed from a bank or lending institution and not part of the Federal Student Aid Program.